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Real Estate, Mortgages, LoansReal Estate, Mortgages, Loans Information |
| 29 January |
When you are trying to decorate your house, installing these LED lighting will not be disappointing for you. You should consider of having these under cabinet LED lighting if you want to remove all those shadows that you see when you are in the kitchen, bar, or even your own bedroom. You can even find more use for this type of lighting in your home if you decided to have it.
LED under cabinet lighting can come in the form of under cabinet rope lighting, puck lighting or strip lighting so it is best that you take your time when considering which one to install in your home. If you are after beauty and elegance, then strip lights are highly recommended.
Puck lights, on the other hand, are ideal for bookshelves and kitchen cabinets since they provide you with good lighting. Rope lighting is by far the easiest type to install and can provide you with the same kind of illumination as with other types of under cabinet lighting.
You can most definitely find these lighting fixtures in your local home improvement stores, which will provide you with an extensive selection of LED under cabinet lighting to choose from. Depending on the types, you will see various price tags for each kind of lighting, but do not worry since they are quite affordable for you to begin with. It is also possible to find these lighting fixtures on the internet, which will come in kits, including the necessary instructions for an easy installation. It will be beneficial for lots of homeowners to choose these under cabinet lighting.
Beside these LED lights for under cabinet lighting, a popular choice is the xenon under cabinet lights. You can use this kind of lighting in your kitchen for proper lighting, and the best part of this type of light is that it emits lower UV without losing any adequate lighting needed to illuminate the area. It is also easy to be installed and can be done by them who love to do it on their own without any help.
So, there is actually no reason for you to stick with the old lighting fixtures to get proper lighting for your house. It is possible now to illuminate even the smallest recesses of your walls, cabinets, or anything similar by installing these new and improved under cabinet lighting. The best part is that you will get the right amount of lighting necessary to assist you in doing your work.
With the number of suppliers and manufacturers out there, whether you are after LED under cabinet lighting or those that are made from xenon, you are sure to be getting the one that you need in no time at all.
| 5 November |
Should one build a new home using masonry or wood framing. That is a question I am often asked by my clients.
Masonry walls are walls built with concrete blocks which are stacked in beds of mortar and reinforced with steel and poured concrete. Framed walls are built with studs (like 2×4′s) which are usually placed at 16″ on center. They are further stiffened with plywood sheathing, water proofing and some a siding that can range from stucco to wood or Hardy-Board. Let me answer a few questions that might help you make this determination:
If I frame my home will termites be a problem?
Yes, but not if the walls are built correctly. Termites can be easily controlled by placing a barrier called a “termite shield” which blocks the termites’ ability (subterranean termites) to migrate up the wall. These shields are like flashing and are placed at the bottom of the wall. Additionally, pressure treated bottom plates are always used. Termites will not bother pressure treated wood and this adds another barrier. Once built, routine maintenance (inspections) will assure that termites never become a problem. There are home that are centuries old which were built of wood.
Is a masonry wall stronger than a framed wall?
In general, a framed wall can be built with adequate strength to handle hurricane winds and other forces. A wooden wall with proper sheathing, nailed properly, is quite strong. A masonry wall is also quite strong. Its strength is a function of its thickness, its height as well as the reinforcement used.
Which is cheaper to build, framed exterior walls or masonry?
For the most part, framing tends to be less expensive. This can depend on the type of siding used – most sidings framed wall (ie. Stucco over lathe or siding) are more expensive than a simple cementitious stucco placed over masonry walls. Framing is also usually faster and the cost of materials and labor are less. Add it all up and framing is likely a less expensive methods.
How does insulation compare in a masonry home and a framed home?
Wood framed walls are generally insulated with batts of insulation with R values ranging 11 right into 20′s, depending upon wall thickness. It is usually easier to insulate wood walls to higher levels than that of masonry. Insulation, in masonry wall, is usually a challenge. Since blocks themselves are not good insulators. insulating them is usually in the form of radiation blocks (foil over the furring strips) or even foam insulation sheets over the wall. Sometimes walls are filled (in the cores) with insulation. None of these achieve insulation as high as that that can be achieved in a wood wall. One advantage of masonry, due to its mass, is that it will tend to even out the temperatures fluctuations through the day.
Isn’t it true that masonry walls take up a bit more room in the house.
If one uses a standard 8″ masonry block and compares it to a typical 2×4 exterior wall, one can instantly see about a 5″ different in the amount of each exterior room that is taken up by the wall. From this common example it can be seen that framing takes up less usable space inside the home.
There are other factors to consider but looking at the above points one can see that framing offers an excellent value. We find, however, that masonry homes are quite common, especially in the South. Masonry offers an excellent product, is strong and can be beautifully crafted. However, looking at value alone, framing, if properly done, offers the better value.
| 17 March |
If you have the ability to build a house from the ground up, it is like an experience that nothing else will match. As long as you know how to build a house, you can make a true statement about yourself that is expressed for all to see. The secret is to select the right components that will reflect this image and also allow you to get the most for your money.
Starting from the top, there are a handful of materials typically used for the roof. Slate and tile roofs last the longest, anywhere from 50 years for tile to a full 100 years for slate. Wood shingle and asphalt roofing materials should be good for 15-30 years.
The actual material that is used on the outside of the home is also very important. If you go with something like brick, you are going to have a sound structure, but it may not be as aesthetically pleasing as you want it to be. Vinyl siding is very durable and can present you with a lot of options in both the color and the design of your home.
Other exterior items like gutters, driveways, decks and patios have varying life spans. Gutters should not need replacement for 25- 30 years. Brick and concrete patios also have similar life spans. Wood decks, on the other hand, are generally only usable for 15-20 years. All of these should be considered when deciding how to build a house.
The interior of the home is where you are going to make your statement. From the ceiling to the floor you can choose a variety of surfaces that will truly let your personality come through. Hardwood floors have come back into style in a big way and few things have as rich a look as they do.
The moment that a decision is made to build a home, there are several hundred decisions that are put into play to define both the homeowner and the house itself. Make your decisions wisely and you will be rewarded with something that you will be more than proud to call your own. While most people are moving into a home that was made from a cookie cutter designer, you will have something truly unique.